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business  insurance

business insurance coverage in farmington, ct

Our team provides tailored business insurance solutions, helping companies protect their property, employees, and financial future with confidence.

The benefits of Business insurance

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Protects your company from unexpected losses or lawsuits.

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Covers property damage, employee injuries, and liability claims.

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Builds client trust and keeps your business secure.

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Business Owners Policy (BOP)

A Business Owners Policy combines general liability and property insurance into one convenient package. It protects your business from accidents, property damage, and unexpected interruptions.

Commercial Auto

Commercial auto insurance covers vehicles used for business purposes, including cars, vans, and trucks. This type of insurance protects against accidents, damages, and liability on the road.

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Commercial Property

Commercial property insurance protects your business’s physical assets—like buildings, equipment, and inventory. It helps cover potential losses caused by fire, theft, or natural disasters.

Commercial Umbrella Insurance

Umbrella insurance provides an additional layer of protection beyond your standard liability policies. It covers large or unexpected claims that exceed your existing limits, helping safeguard your business assets and financial stability. 

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Cyber Insurance

Cyber insurance protects your business from data breaches, hacking, and cyberattacks that can disrupt operations or expose sensitive information. It helps cover recovery costs, legal fees, and customer notifications while assisting with data restoration and management. 

Employee Benefits

Employee benefits coverage helps you offer competitive health and retirement plans to attract and retain top talent. It supports your team while keeping your business compliant, motivated, and appealing to new hires.

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EPLI Insurance

EPLI insurance protects your business from employee-related claims such as wrongful termination, discrimination, or harassment. It safeguards against costly legal disputes, settlements, and damage to your company’s reputation.

Flood Insurance

Flood insurance covers damage caused by rising water, heavy rain, or storm surges in vulnerable areas. It helps you recover quickly from costly flood-related losses and restore normal operations.

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General Liability

General liability insurance protects your business from everyday risks, including accidents, injuries, or property damage. It’s the foundation of any solid insurance plan and provides essential peace of mind.

Professional Liability

Professional liability insurance, also known as errors and omissions coverage, protects against claims of negligence or mistakes. It’s essential for businesses providing professional advice, consulting, or specialized services.

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Workers Compensation

Workers compensation insurance covers employees injured on the job or suffering work-related illnesses. It helps pay for medical costs, lost wages, rehabilitation, and protects your business from lawsuits.

your protection, your way

Not sure if we offer the exact coverage you need? Give us a call and we’ll help you explore your options to find the right protection for your home, car, business, or anything in between. Our experienced team will take the time to understand your unique needs, answer all your questions, and guide you toward the best policy for your situation.

COMMON questions

  • What types of business insurance are most important?

    The most essential business insurance policies usually include general liability, commercial property, workers compensation, and business interruption coverage. These policies protect against everyday risks like customer injuries, property damage, and employee accidents. Depending on your industry, you may also need professional liability, cyber insurance, or commercial auto. An agent can help identify the right mix to keep your business protected.

  • How much does business insurance cost in Connecticut?

    The cost of business insurance varies based on your company size, industry, number of employees, and the coverage you choose. Small businesses in low-risk industries may pay just a few hundred dollars annually, while larger or higher-risk operations often pay more. Insurers also consider your claims history, location, and safety practices. Requesting a personalized quote is the best way to understand your exact costs.

  • Is business insurance required by law?

    Some types of business insurance, like workers compensation, are required by Connecticut law if you have employees. Others, such as general liability or commercial auto, may be required by landlords, lenders, or clients before you can sign contracts. Even when not legally required, coverage helps protect your company from lawsuits, accidents, and unexpected losses. Carrying insurance shows responsibility and gives your customers greater confidence in working with you.

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Our Reviews

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the wentworth difference

25+ Years Experience

25+ Years Experience

Decades of trusted service in the insurance industry.

Family-Owned & Operated

Family-Owned & Operated

Serving our community with personal care and commitment.

60+ Licensed Agents

60+ Agents in 48 states

Professionals with the credentials to guide you confidently.

95% Client Retention Rate

95% Client Retention Rate

Building lasting relationships through exceptional service.

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