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Homeowners insurance

homeowners insurance policies IN FARMINGTON, CT

Your home is one of your biggest investments, and insurance protects it from life’s unexpected risks in a condo, home, apartment, or mobile home.

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What is homeowners insurance?

Homeowners insurance provides protection for all types of homes, including houses, condos, apartments, and mobile homes, covering your property and personal belongings from risks such as fire, theft, storms, and accidents. It also includes liability coverage if someone is injured on your property. With the right homeowners coverage in place, you gain financial security and peace of mind no matter the type of home you live in. At Wentworth Insurance, we also offer renters insurance for any homeowners who do not own their home, but instead rent from a landlord.

what does homeowners insurance cover?

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dwelling protection

Covers the structure of your home against risks like fire, storms, and vandalism.

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personal property

Protects your belongings, such as furniture and electronics, from theft or damage.

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liability coverage

Helps cover costs if someone is injured on your property and you’re held responsible.

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how much does homeowners insurance cost in cT?

The cost of homeowners insurance depends on factors like the age and value of your home, location, and coverage limits. In Connecticut, premiums are often influenced by weather risks such as storms and flooding. You may lower your costs by bundling policies, increasing your deductible, or improving home safety features like alarms.

is homeowners insurance required by law?

Homeowners insurance is not required by state law, but most mortgage lenders require it to protect their investment. Even if you own your home outright, coverage ensures you won’t face huge financial losses after damage. It’s strongly recommended for any property owner.

request your homeowners insurance quote today!

At Wentworth Insurance, we’ve spent over 25 years helping Connecticut families protect what matters most, offering different types of homeowners insurance as well as renters insurance for renters. With more than 60 licensed agents, our family-owned agency provides personalized service and guidance you won’t find with larger carriers. Safeguard your home and your peace of mind today — request a homeowners insurance quote and experience the Wentworth difference.

related services

We offer a variety of related services, including auto, homeowners, and umbrella insurance, to keep you protected in every aspect of life. If you don’t see the coverage you need listed, give us a call—we can help with virtually any type of insurance.

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the wentworth difference

25+ Years Experience

25+ Years Experience

Decades of trusted service in the insurance industry.

Family-Owned & Operated

Family-Owned & Operated

Serving our community with personal care and commitment.

60+ Licensed Agents

60+ Agents in 48 states

Professionals with the credentials to guide you confidently.

95% Client Retention Rate

95% Client Retention Rate

Building lasting relationships through exceptional service.

Our Reviews

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