Person analyzing financial charts on a desk.

Business owners policy (BOP)

business owners POLICIES IN FARMINGTON, CT

A Business Owners Policy combines significant coverages like property and liability into one convenient, cost-effective package for businesses.

W icon

What is a Business Owners Policy (BOP)?

Running a small or mid-sized business often means balancing many responsibilities — and insurance shouldn’t be another headache. A Business Owners Policy (BOP) simplifies things by bundling essential protections like general liability and commercial property into one affordable package. It helps cover your building, equipment, and liability risks while keeping costs manageable. A BOP makes it easier to focus on running your business, knowing the core risks are covered.

what does a business owners policy cover?

Black circle with the number

property coverage

Protects your building, equipment, and inventory against covered losses.

White number 2 inside a black circle.

liability coverage

Covers third-party claims of injury or property damage.

Black circle with the number 3 in white.

Business protection

Helps replace lost income if your business operations are disrupted.

People at a desk; one points to a report while another uses a laptop, shaking hands in the background.

CONTACT US

Contact Us

who qualifies for a business owners policy?

BOPs are designed for small to mid-sized businesses that need both property and liability protection. Certain industries or businesses with high risk may require customized coverage instead. An agent can help determine if a BOP is right for you.

can a business owners policy be customized?

Yes, BOPs can often be tailored with additional coverage like data breach protection or business interruption insurance. Customizing your policy ensures your unique risks are addressed. This flexibility makes BOPs a practical choice for many businesses.

request a business owners policy today!

Running a business is challenging enough without worrying about gaps in coverage. Wentworth Insurance has been supporting Connecticut businesses for more than 25 years with reliable, bundled protection through BOPs. Simplify your coverage and strengthen your business — request a BOP quote today and see how we can help.

related services

We offer a variety of related services to keep you protected in every aspect of life. If you don’t see the coverage you need listed, give us a call—we can help with virtually any type of insurance.

A vertical black gradient bar with a downward-pointing triangle at the bottom.
Gold

the wentworth difference

25+ Years Experience

25+ Years Experience

Decades of trusted service in the insurance industry.

Family-Owned & Operated

Family-Owned & Operated

Serving our community with personal care and commitment.

60+ Licensed Agents

60+ Agents in 48 states

Professionals with the credentials to guide you confidently.

95% Client Retention Rate

95% Client Retention Rate

Building lasting relationships through exceptional service.

Our Reviews

Smiling couple; woman in white shirt, man in a patterned shirt, both outdoors near a window.
Black and white gradient arrow pointing downwards.