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General Liability

general liability

general liability policies IN FARMINGTON, CT

General liability insurance covers your business from third-party claims involving bodily injury, property damage, or accidents.

(860) 676-3073

What is general liability insurance?

Every business faces the risk of accidents, injuries, or property damage involving third parties. General liability insurance provides essential protection against these claims, covering legal fees, medical costs, and settlements. It’s often considered the foundation of any business insurance plan. With general liability coverage, you can operate confidently knowing common risks are under control.

what does general liability insurance cover?

bodily injury

Covers medical expenses if someone is hurt due to your business operations.

property damage

Helps pay for damages your business may cause to others’ property.

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legal defense

Provides coverage for attorney fees and court costs in liability claims.

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what's not covered by general liability insurance?

General liability does not cover professional mistakes, employee injuries, or intentional damage. For these risks, other policies such as professional liability, workers comp, or EPLI may be needed. Understanding these limitations helps ensure you have complete protection. An agent can help identify gaps and recommend additional coverage where needed.

can general liability limits be increased?

Yes, you can increase limits to provide stronger protection against larger claims. Many businesses also add umbrella insurance for an extra layer of coverage. The right limits depend on your industry, exposure, and client requirements. Choosing higher limits ensures you won’t be underinsured when faced with unexpected legal or financial challenges.

Get your general liability insurance quote today!

Every business faces risks, but Wentworth Insurance helps ensure yours won’t face them alone. With over 25 years of experience, our team delivers dependable general liability protection for Connecticut companies of all sizes. Operate with confidence — request a general liability insurance quote today.

related services

We offer a variety of related services to keep you protected in every aspect of life. If you don’t see the coverage you need listed, give us a call—we can help with virtually any type of insurance.